Homeowners can avoid the financial pain and stress of foreclosure.  If you are currently behind on your mortgage and owe the bank more money than your home is worth, we can help you avoid a foreclosure that can remain on your credit report for years.

You simply provide initial financial information, and our team with analyze your situation to see if you qualify.  If you qualify, we will take it from there all the way to closing, insuring your property is closed properly, and you are protected against any further liability.

A short sale or short payoff occurs when a lender agrees to accept less than the outstanding loan amount to satisfy the seller’s loan. A short sale allows both the lender and the distressed property owner to avoid foreclosure by selling the property at a loss. Combined with the weak real estate market the following are common situations facing distressed sellers:

• Declining real estate values

• Unexpected health issues resulting in difficulty making mortgage payments

• Lending rate increases on adjustable rate loans

• Divorce

• Over-extended borrower with multiple mortgages

• Job loss or transfer

Our goal is to protect our clients while guiding them through their real estate transactions.

Short sales are more complicated and time consuming than an average real estate sale, making it important to retain an experienced real estate agent to oversee and negotiate the transaction.

Lenders Prefer Short Sales
Short sales are more beneficial to a lender than a foreclosure. Lenders prefer short sales because they are not in the business of managing and owning property and short sales are less expensive than completing the foreclosure process. Lenders accepting short sales receive a substantial percentage of the outstanding loan amount due without waiting for a time consuming foreclosure and they are able to avoid foreclosure and maintenance fees.

To list with a Certified Short Sale Specialist (CSP) & Certified Distressed Property Expert (CDPE) call or email us today!